
The open payment system at the BayArena in Leverkusen is based on commercially available money cards. This means the card and the funds on it remain with the fan and the balance does not go to an account run by the club. Any spectator can visit the BayArena and use their own bank card (providing it has a payment function) to make payments at the stadium, for example at a Currywurst stand.
In contrast to closed systems, nobody is forced to use a BayArena Card issued by the club. Many away fans use the card to have a souvenir of the visit to our club. Between 50 and 80 per cent of away supporters use cards other than the BayArena Card. This is usually their own bank card. With the open payment system, the balance is irrelevant as it can be used on 420,000 payment points in Germany (e.g. parking meters or in shops). In contrast to closed systems we have no access to the money loaded on the card. The expiry date and number of cards used only have a cost -related impact on Bayer 04 as the cards with payment functions are significantly more expensive to produce. Also cards in closed systems are only valid for four years for regulatory reasons.
This service costs us significant amounts of money each year. This investment is made to offer our fans and visiting supporters a fair system where they can use money left over outside the stadium at countless other payment points. For example, that means our BayArena Card can be used to buy an underground ticket.
This completely excludes the "sleeping Euro" that negatively affects football fans and supposedly brings money into the club's. On the contrary, Bayer 04 Leverkusen stand for an open, fair and service-oriented payment system.

Rüdiger Vollborn has been at the club for 40 years, he holds the record number of Bundesliga appearances for the club (401) and is the only Bayer 04 player to have won both the UEFA Cup (1988) and the DFB Pokal (1993). And the Berliner stayed with the Werkself after ending his impressive playing career as he worked as a goalkeeping coach for the following nine years. Vollborn now works under the Bayer Cross as a fan liaison officer and club archivist. Since February 2021, the personalised Black and Red lexicon takes Werkself fans under the heading of 'Rudi recounts...' on a brief trip through the history of Bayer 04 every month…
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"In every ending lies a new beginning" is a well-known saying. This phrase has probably never been more apt at Bayer 04. After winning the Bundesliga in 2023/24 and finishing as runners-up in 2024/25, the summer was the most eventful ever in terms of transfers. Over ten players and the coach, including the coaching staff, left the club. A lot of the heroes of the double-winning side began a new chapter. It was the end of an era. And at the same time the beginning of a new, very exciting and promising chapter for Leverkusen. The Werkself welcomed more than a dozen new arrivals, including experienced title-winners and young talents, to build a new "foundation for a successful team capable of winning titles" under the Bayer Cross, as managing director sport Simon Rolfes put it. A new spirit, a new hunger, a new story was to be created. Bayer04.de looks back at the first few months of this story and the final act of the preseason.
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43 points at the end of the last Bundesliga season were not only more than ever before for the Bayer 04 Women, but also led to a record fourth-place finish. That was followed by a Hinrunde with many more victories, but also some setbacks. In an interview with bayer04.de, sporting director Achim Feifel takes stock at the end of the year.
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With their wonderful goals, Martin Terrier and Florian Wirtz are up for the Bundesliga Goal of the Year 2025. Voting for fans will run exclusively via the official Bundesliga app until Sunday, 4 January.
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A record-breaking year ends for the Bayer 04 Women. Fourth place, 13 wins and 43 points in the 2024/25 campaign - the Werkself have never been so good in the Bundesliga. Coach Roberto Pätzold's team also had plenty of reasons to celebrate in the first half of the new Bundesliga season - although there were also a few disappointments. A look back at 2025 for the Bayer 04 Women’s team.
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